Changing Lives One Money Merge Account At A Time

The Money Merge Account^TM consists of three major components:

*Check with your United First Financial agent to see if the Money Merge Account is right for you.

1. Your Existing Primary mortgage

The existing mortgage on your home is the foundation for the Money Merge Account.

2. An Advanced Line of Credit (ALOC)

The Money Merge Account program uses an advanced equity line of credit as a vehicle or a tool to drive the program. The equity line of credit must have the capacity to operate similarly to a primary checking account and be set up with an open-end interest calculation (rather than a closed-end interest calculation). Combined with the Money Merge Account's web-based system, this creates a formula in which the money in your line of credit account generates an interest cancellation on your primary mortgage. Otherwise known as a HELOC or Home Equity Line of Credit, but with specific criteria for the Money Merge Account software to function optimally.

3. Money Merge Account software

The online Money Merge Account system makes a connection between your bank account, the advanced line of credit, and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance, you now lower the balance on which interest accrues. By decreasing the balance on which interest accrues, you increase the portion of your monthly payment which is credited toward your principal pay down. The algorithms in the proprietary Money Merge Account system are systematically programmed to create the highest interest savings possible in the least amount of time.

Provided by Independent Money Merge Account Software Agent of United First Financial 836686
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"We use the Money Merge Account software as our financial GPS. The only destination for us is debt free and every move we make financially is tracked by our Money Merge Account. We know our route and traveling time will not be the same as anyone else, but we all have the same destination."
B.& R. Minor

United First Financial, its software agents and subsidiaries provide Internet web based software and support services. United First Financial does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or represeentatoins made by any party which are not included in the Money Merge Account Liimited Guarantee

The Money Merge AccountTM consists of three major components: *Check with your United First Financial agent to see if the Money Merge Account is right for you.

The Money Merge Account^TM consists of three major components:

*Check with your United First Financial agent to see if the Money Merge Account is right for you.